accident medical insurance from TrueCoverage

Affordable Accident Expense Insurance

Find the right supplemental health insurance plan for you and your family

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Choose the right Accident Expense Insurance

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Accident Expense Insurance is an ancillary health plan that guarantees a cash benefit in the event of an accidental injury or illness.  These plans pay you a lump sum for the ambulance, emergency room, hospital, doctor and nursing services, rehab, prescriptions, etc., needed as a result of an accident.

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When combined with your primary coverage and other supplemental plans like short-term, dental, vision, or critical illness, Accident Medical Expense Insurance provides a well-rounded coverage for you and your family.

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Most of these ancillary health insurance plans do not have a network limitation.  This is very helpful if you are involved in an out-of-state accident!

TrueCoverage finds the policy that best suits you.

Understanding Accident Expense Insurance

Frequently Asked Questions

Why should I include Accident Expense insurance in my portfolio?

Your main health insurance plan may not cover all the expenses related to an accident-related treatment and there will be co-payments and deductibles. At a time when you may not be able to work a lump sum payment may help you through a difficult time.

Can I include my dependents on the policy?

This depends on the Insurer you choose. In general terms, we encourage family coverage. Talk with our insurance experts to find the plans best suited to your needs.

Can I choose how to spend the benefit?

This is one of the advantages of supplemental health insurance. It is the event that triggers the payment. You choose how to spend the benefit. If you have a limited budget for unexpected expenses you should consider this insurance.

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This website is operated by TrueCoverage and is not the Health Insurance MarketplaceSM website. In offering this website, TrueCoverage is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220 (c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance MarketplaceSM website. To see all available data on QHP options in your state, go to the Health Insurance MarketplaceSM website at

Also, you should visit the Health Insurance MarketplaceSM website at if:

    • You want to select a catastrophic health plan.
    • You want to enroll members of your household in separate QHPs.
    • The plans offered here don’t offer pediatric dental coverage and you want to choose a QHP that covers pediatric dental services or a separate dental plan with pediatric coverage. Pediatric dental services are an essential health benefit.

TrueCoverage offers the opportunity to enroll in either QHPs and off-Marketplace coverage. Please visit for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

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